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Owner Occupied Rehabilitation

Program Overview

HabiJax now offers a few different programs for non-Habitat homeowners in need of home repair. When basic expenses exceed income month after month, home maintenance is the usual casualty. Years of deferred maintenance can cause a downward spiral of home deterioration and unsafe living conditions.  Our goal is that homes are safe and well maintained, homeowners are able to keep their homes, and neighborhoods are renewed.

A Brush with Kindness (ABWK)

• Window repair
• Exterior painting of the home and fence
• Minor siding and trim repair
• Landscaping (pruning/trimming, weeding, reseeding or  new sodding)
• Clean up, brush removal, junk removal
• Board replacement in porch/stair/ramp

Critical Home Repair (CHR)

• Roof repair and replacement
• Exterior siding repair and replacement
• Exterior brick or stucco repair or replacement
• Foundation Repair

Weatherization (Energy Audits performed before and after work)

• Door and window replacement
• Insulation installation or replacement
• Heating and Cooling installation, repair, or replacement

  HabiJax is focusing its owner occupied rehabilitation program in the New Town Success Zone area at the present time. Please see below map.
  
  View New Town Success Zone in a larger map

  Eligibility Requirements
  

• Applicant must own and live in the home where the work will be completed
• Applicant must agree to sign a retention document for the value of the work and will be recorded in the Duval County Clerk of the Courts. Repayment will only be required if the homeowner sells the home before the terms of the agreement.
• Must complete the program application, meet with a HabiJax counselor and provide copies of required documentation, and agree to a formal credit evaluation
• Excluding the mortgage, the home must have no additional liens on the property
• The condition of the home requires that it be structurally sound. Needed minor exterior repairs and maintenance should be able to be completed by volunteers, and pose no risk to all parties working on the home
• The resident of the home must be the owner of the property
• Scope of work must match program guidelines
• All homeowners and residents of the home are required to work alongside volunteers and contribute 8 hours of sweat equity by volunteering while the work is being completed, if they are physically able to do so.  This sweat equity will depend upon the physical abilities of the homeowner.  A family member or friend is welcomed to do sweat equity on behalf of the homeowner if he or she is not physically able

Income Guidelines:

• Household’s gross income must be under 60% of Duval County Median Income (see below chart)
   

  Monthly Gross Income for Duval County
  Family Size	60% Median
  One (1)	$2,280
  Two (2)	$2,605
  Three (3)	$2,930
  Four (4)	$3,255
  Five (5)	$3,758

  For more information, call the Owner Occupied Rehabilitation line at 904.208.6640. Please leave all of the information requested in the message and someone will return your call within 24-48 hours.