Own a new home through HabiJax

Our homeownership program empowers working individuals and families to buy their own homes with affordable mortgages. In order to be considered for partnership in the program, you must meet minimum qualifications which are outlined below.

Applications for homeownership are received on a rolling basis.

Before applying, you can take a quick Eligibility Quiz. Once completed, you will receive information about our free Homebuyer Information Session, soon to be offered via video on-demand.

Our program empowers you to buy your own home.

Like any real estate journey, keep in mind it can take months to complete.

For immediate housing needs, please contact the United Way at 211.

Program requirements

HabiJax selects future homeowners for our program using three basic criteria:

1) Need for Housing

We work with families who have low to moderate incomes, and who are experiencing crowding, expensive rent, or unsafe conditions in their current housing. Read more >

2) Willingness to Partner

Future Habitat homeowners will attend homebuyer education courses and invest sweat equity to help build homes.

3) Ability to Pay

Future homeowners will pay affordable mortgage payments that are around 30% of their gross monthly income. Read more >

Are you a Veteran or Service Member in the U.S. Armed Forces?

Learn more about Heroes Build.

Why partner with HabiJax?

  1. Quality — HabiJax builds beautiful, brand new homes. Take a look!
  2. Education — Homebuyer education is part of your “sweat equity.” Throughout the process, we provide the support you need to succeed.
  3. Affordability — Our exclusive lending partners offer low-interest, 1% down mortgages with no closing costs or commissions.
  4. Reputation — We were voted Best Homebuilder and Best Nonprofit in 2023’s Best of Bold City Awards.
  5. Experience — HabiJax has helped more than 2,300 Jacksonville families achieve homeownership.

How Do I Start?

Three first steps:

2) Watch the Information Session

Now available via video on-demand, our Homebuyer Information Session gives you an overview of the process and the homes we are building. We’ll send you a link to the Info Session after completing the Eligibility Quiz.

3) Complete an Application

After you complete our Eligibility Quiz and Information Session, you will receive a link to begin a comprehensive application for our homeownership program.

Why Homeownership?

Dream of Homeownership – Eastside

Explore Our Homes

Discover our models through pictures and immersive 3D walk-throughs.

Frequently Asked Questions

Coming soon. Use our “Contact Us” form using the button below and select “Homeownership and Application Process” as the category.

Download the Flyer

All the essential info for potential homebuyers, in two short pages.


We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.

We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing, including race, color, religion, sex, and handicap, marital or family status or national origin.