This reports scores from two of the three credit bureaus. If credit is pulled from all three credit bureaus, your score may vary.
Are you eligible?
To qualify, all applicants must have lived or worked in Duval County for at least six months and must demonstrate the criteria listed below. If you are married, you must submit the form with your spouse. We cannot accept your interest form if you are separated.
*Please note: We are not accepting new homeowner interest forms at this time, we will update this page once we are open for submissions*
Ability to Pay Mortgage:
Monthly income must be between 35% and 80% of median income for Duval County (see chart to right) to meet routine expenses, maintain the house and make monthly mortgage payments. You must have lived or worked in Duval County for at least six months, been on your full time job at least 1 year (or 6 months in same line of work as your previous position) or part time job for 2 years, have less than $1,000 in delinquent debt, and if you have a credit score, it must be above 620 (if no credit score, you will need to meet non-traditional credit guidelines).